Earn rates update: New APYs and key rules

From 12 January, updated Fixed Earn APYs will apply to new and auto-renewed contracts; existing contracts will keep their current rate until expiry.

Starting 12 January 2026 at 09:00 UTC, Fixed Earn will apply updated yield rates for selected assets and durations. This adjustment is part of a routine program calibration, designed to keep Earn aligned with current market conditions and to support stable, long-term performance.

What changes on 12 January

Contracts opened before 12 January 2026, 09:00 UTC will keep their current APY until the expiry. If you have auto-renewal enabled, the renewed contract will automatically switch to the new APY at the time of renewal.

New Fixed Earn APYs

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Why we are updating rates

The new rates reflect real market economics. For PoS assets like ADA, the updated APY is brought closer to on-chain staking yields. For Layer 1 networks like ATOM, DOT, and NEAR, rates remain premium, but are now more closely aligned with validator economics and sustainable margins.

Overall, Earn remains competitive versus major platforms and attractive across different terms and tiers. This update is designed to keep Earn predictable and resilient, even as market conditions shift. If you have any questions, our client service is ready to help.

Thank you for your understanding and continued support.

To Earn

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