Fixed Earn just got an upgrade

We’ve made some big changes to our Fixed Earn program to give our loyal holders even better returns — but also to ensure fairness and long-term growth across the platform.

APY Increase for 15 Popular Assets

We’re raising Standard and Advanced Fixed Earn rates for some of the top-performing and most requested tokens.

The updated APY brings up to 40% more yield compared to the previous rates for the assets:

▪️LTC, DAI, ATOM, XTZ, LINK, ALGO, BETH, CBBTC, DEGEN, ENA, HMSTR, MANEKI, PEPE, SHIB, WIF

Whether you’re holding blue-chip altcoins or meme tokens, now’s your chance to make them work harder for you with even better passive income potential.

New Fixed Earn Requirements

To qualify for boosted Fixed Earn rates under the Standard and Advanced tiers, users will now need to hold more EXM:

▪️Standard: 50,000 EXM to be held throughout the entire contract period (previously 40,000).
▪️Advanced: 120,000 EXM to be held throughout the entire contract period (previously 90,000)

This update ensures that those who benefit from the highest rates are truly committed EXM holders.

What Happens to Existing Contracts

These new EXMO Earn balance requirements apply only to contracts opened after the update. If you’ve already opened a Fixed Earn contract under the Standard or Advanced tier, your APY won’t be downgraded, even if your current EXM balance no longer meets the new requirements.

For example, if you opened an Advanced contract with 90,000 EXM before the update, it will still stay Advanced until the end of the term. No contract will be downgraded partway through. Only new Fixed contracts opened from this point on will follow the updated EXM balance thresholds.