How native coins like EXMO Coin benefit users

Think of an exchange’s utility token as a power-up for the platform. It isn’t a stablecoin and it isn’t a meme — it’s a key that can unlock extra features, better terms, or priority access inside that exchange’s ecosystem.

At a high level, the token serves 3 simple goals:

▪️Make loyal usage easier and cheaper. If you’re already trading, saving, or earning on the platform, holding the token can qualify you for improved conditions (e.g., higher limits, better rates, or access to promos).
▪️Align incentives. By rewarding active users with perks tied to token holding, the platform nudges behaviour that keeps liquidity healthy and features well-used. In plain English: use the platform, get more out of it.
▪️Bundle benefits in one place. Instead of ten separate “club cards,” the token acts as a unified pass: one balance that can interact with multiple features (Earn tiers, loyalty/referral mechanics, occasional early access, etc.).

Important reality check: a utility token’s market price can move. The smart mindset is utility-first — hold the amount that actually saves you money and unlocks a benefit you’ll use, and re-evaluate as your usage changes.

What is EXMO Coin

EXM is EXMO’s utility token. It’s designed to work inside EXMO’s product set to help you unlock better conditions or access perks tied to your activity. It is not a stablecoin and not a governance token; it is an asset that help you get benefits on your favourite platform.

Core EXM utilities:

Better Earn conditions via EXM-based tiers

Holding EXM can qualify you for Fixed Earn tiers that improve your experience on selected assets (for example, better conditions or higher caps where applicable). Exact benefits are asset-specific and can change, so always check the Fixed Earn card in the app/site before enrolling.

Current levels:
▪️Basic — Hold 0 EXM (default for everyone)
▪️Standard — Hold 50,000 EXM
▪️Advanced — Hold 120,000 EXM

Regional note: Users residing in the EEA do not have access to Earn tiers. EEA users can use Earn at the Basic level only.

Referral & loyalty mechanics

At times, native tokens can enhance referral/loyalty benefits—for example, higher caps or improved reward rates in specific promos. These are time-bound and terms-driven, so check the available promotions in the blog section.

Lower trading costs with EXMO Premium (purchased with EXM)

You can buy a subscription with EXM to reduce your maker (fee for placing limit orders that add liquidity) and taker (fee for market/instant orders that remove liquidity) fees. If you rebalance, DCA regularly, or trade a few times a week, smaller fees compound into meaningful savings over time.

How to start with EXM on EXMO

Exchange coins are often the first thing you encounter when registering on the platform. EXMO motivates its users to purchase EXM to experience trading on the platform as we meant it to be.

How to begin benefiting from EXMO.com at its fullest:

▪️create an account and complete KYC;
▪️enable 2FA security (passkey or authenticator);
▪️acquire a small EXM amount;
▪️open Earn with up to 17.5% on EXM to start generating passive income;
▪️re-size EXM as your usage changes.

EXM is a utility key for the EXMO ecosystem. Hold it when it unlocks a real benefit (like better Earn conditions or access to specific promos) and size your position to the amount that makes economic sense for you.